by Rick | Jan 30, 2017 | Uncategorized
CMHC has announced that it will be increasing the price for mortgage insurance effective March 17th. This is in response to new government regulations requiring higher capital reserves. Genworth (the private sector equivalent of CMHC) has announced that it will match...
by Rick | Jan 26, 2017 | Uncategorized
If you develop or acquire a disability, the government has four possible income sources. On the surface, that seems like you might be eligible for a lot of disability coverage if you qualify. On closer examination, you will see that the government benefits may not...
by Rick | Nov 22, 2016 | Uncategorized
One of the first concepts that it is important for people to understand when engaging in investment planning is Real Rate of Return. You may have heard people say that if you have your money in GICs or high-interest savings accounts you are actually losing money. On...
by Rick | Nov 2, 2016 | Uncategorized
The Mutual Fund Dealers Association (MFDA) is one of two self-regulating organisations that “The MFDA regulates the operations, standards of practice and business conduct of its Members and their representatives with a mandate to enhance investor protection and...
by Rick | Oct 16, 2016 | Uncategorized
The following is a list of steps you can take to ensure that your estate is in order in case something should happen to you: Make sure rsp’s/rif’s and pensions have a beneficiary named (RSP’s/Rif’s can be rolled over to spouse on a tax-free...
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