by Rick | Oct 3, 2016 | Uncategorized
Finance minister Bill Morneau announced changes to the rules governing mortgages. Effective October 17th, all insured mortgages will have to qualify against the Bank of Canada rate which is currently at 4.64%. These changes will affect both high ratio and conventional...
by Rick | Sep 7, 2016 | Uncategorized
1. Not putting a condition of financing on the offer to purchase. Even with a pre-approval the lender can still say no if they don’t like the property. 2. Not getting a home inspection. Home inspectors can let you know if you will be looking at an expensive...
by Rick | Jul 7, 2016 | Uncategorized
Hello and welcome to my blog. It has taken a lot of effort but I have finally got the website to the point where it is ready to go live. Having said this there is still a lot of work that needs to be done. There are many sections that are still under construction. If...
by Rick | Mar 22, 2016 | Uncategorized
We discuss key aspects of buying a home. Understanding your credit score Improving and maintaining your score Qualifying for the best mortgage rate Understanding different mortgage types Discovering differences between bank mortgage insurance and life insurance...
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