Ensuring your estate is in order

The following is a list of steps you can take to ensure that your estate is in order in case something should happen to you: Make sure rsp’s/rif’s and pensions have a beneficiary named (RSP’s/Rif’s can be rolled over to spouse on a tax-free...

Major Changes to Mortgage Rules

Finance minister Bill Morneau announced changes to the rules governing mortgages. Effective October 17th, all insured mortgages will have to qualify against the Bank of Canada rate which is currently at 4.64%. These changes will affect both high ratio and conventional...
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